LendTEC (Banking Loan Origination) for Retail and Corporate

In today's fast-paced financial landscape, efficiency and accuracy are essential for success. LendTEC Retail & Corporate, designed for banks at all authority levels, empowers teams to seamlessly create, manage, and approve various loan types. It offers a comprehensive portfolio of credit products, from quick loans, through Personal loans, Housing loans, Auto loans, Letters of Credit, Overdraft, Revolving loan, to Working Capital financing and more. LendTEC is built on an TotalAglity platform.

·         End-to-End Loan Management: Streamlined processes for managing all aspects of loans.

·         Eligibility and Due Diligence Checks: Ensure compliance with a 360° view of customer data, facilitating regulatory reporting for central bank requirements, and automated verification of client eligibility with integrated checks from internal and external systems which hold financial, legal, and criminal records.

·         Intuitive Interface with Support for multiple languages, currencies, and industries.

·         Instant and Pre-Approved Loans: Provides omnichannel customer experience with quick access to funding.

·         Automatic Notifications: Keep staff & customers informed on loan application progress with timely updates.

·         Customized Loan Distinction: Differentiate retail & corporate loans by product, account type, customer, and sector, with tailored calculations and business rules.

·         Automated Approval Workflow: Accelerate the approval cycle to boost user productivity and enhance customer satisfaction.

·          Enhanced Control over Credit Processes: Automate all related workflows to improve management of credit statistics, with escalation flows driven by service level agreements (SLAs).

·         Secure Documentation & Electronic Signatures: Simplify the final steps of the loan process with secure electronic signatures, enhancing convenience for both your and clients’ staff.

·         Exception handling: Robust configurable exception handling, allowing your team to focus on what matters most “serving your clients” & “complying with policy updates”.

·         Robust Reports and Dashboards: Generate comprehensive reports and dashboards to analyze loan performance, monitor key metrics, and make data-driven decisions.

·         Auto Disbursement: Automate fund release post-approval, ensuring quicker access to funds for borrowers.

·         Rich Text Editor (RTE): Enhance content editing with advanced features like images, tables, and lists.

•       Streamlined Loan Management: Enhances efficiency and accuracy throughout the loan origination process, simplifying both creation and approval.

•       Comprehensive Compliance: Automates eligibility checks and due diligence, ensuring adherence to regulations and providing a complete view of customer data.

•       Customizable and Agile: Built on a zero-code platform, allowing for rapid adjustments and customization in response to changing market conditions without needing IT support.

•       Enhanced Customer Experience: Offers instant and pre-approved loans with automatic notifications, ensuring quick access to funding and keeping customers informed throughout the process.

•       Data-Driven Insights: Robust reporting and dashboards enable informed decision-making by analyzing loan performance and monitoring key metrics effectively.

LendTEC Retail & Corporate (Financing Origination Platform)

LendTEC is built on an TotalAgility BPM Zero-code platform which renders the source code available to the user to perform modifications to respond to the Agile nature of lending operations.

LendTEC is licensed separately for Retail and Corporate modules.